PRAVEX BANK offers a credit portfolio designed to meet the needs of small businesses — both sole proprietors and legal entities. Our solutions address a wide range of requirements for business development and scaling.
The portfolio includes four key products tailored to the daily and strategic needs of entrepreneurs: overdraft, cash-backed credit, working capital financing, and investment loans.
Key benefits:
Overdraft: Issued without collateral, it provides consistent access to financing, with interest charged only on the funds used.
Cash-Backed Credit: With rates starting from a 2.5% margin over the deposit rate in UAH, the interest rate remains fixed throughout the loan term.
Working Capital Financing: Up to UAH 1,000,000, issued without collateral and available under the state program “Affordable Loans 5-7-9%.”
Investment Loan: Offers funds for acquiring essential business assets, such as vehicles, equipment, or real estate.
“In 2024, PRAVEX BANK approved 73% of credit applications from small business clients. This demonstrates our flexible and adaptive approach, ensuring we meet clients’ financial needs and keep pace with market trends,” - said Anatolii Verbakhovskyi, Head of Small Business at PRAVEX BANK.
PRAVEX BANK is part of the Intesa Sanpaolo Group, a leading European financial group known for its stability and reliability.
Learn more about loans for small businesses.
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