Product for financing the client's working capital (liquidity gaps) or for refinancing the client's existing debt with other banks.
Type of loan: revolving credit line.
Currency: UAH.
Purpose:
- purchase of raw materials and inventory, payment for goods and services, other purposes related to operating activities (including payment of wages, mandatory budget payments, etc.);
- refinancing of term debt on a working capital loan from another bank.
- Loan term: up to 24 months, but with tranches of no more than 12 months.
- Collateral: up to 1 000,000 UAH - unsecured; in other cases - secured by equipment, vehicles, or real estate.
- Interest rate: 17.99% per annum (for unsecured loans); 16.99% per annum (for secured loans).
- Interest repayment: monthly.
- Commission: 1% of the loan limit amount (one-time).
- Guarantor: business owner.
The client's business experience: more than 24 months.
Loan repayment: according to an individual schedule and/or a schedule for reducing the debt limit.
This loan product also provides for the possibility of lending under the state program "Affordable Loans 5-7-9%". In this case, the lending rate and the issuance fee are determined in accordance with the current conditions of the state program "Affordable Loans 5-7-9%".
More details at the link.
For more detailed information on the product terms and its processing, please contact the servicing branch.
Archive:
- Agreement on opening a credit line until 07/28/2022
- Credit agreement until 07/28/2022
- Lending rules for legal entities and individual entrepreneurs of the small business segment (retail business) until 07/28/2022
- Правила кредитування клієнтів малого бізнесу до 28.08.2023
- Security Agreement for Fixed Assets Equipment until 12.02.2024
- Vehicle Pledge Agreement until 12.02.2024
- Mortgage Agreement until 12.02.2024
- Surety Agreement until 12.02.2024
- Credit Line Agreement until 12.02.2024
- Loan Agreement until 12.02.2024
- Lending Rules until December 20, 2024
- Credit Line Agreement until December 20, 2024
- 5-7-9 Credit Line Agreement until December 20, 2024