Deposit Secured loan

Terms of loan for any purpose secured by a deposit from PRAVEX BANK:

  • The minimum loan amount is UAH 50,000
  • The maximum loan amount is up to UAH 1.5 million
  • The minimum loan term is 36 months.
  • The maximum loan term is 5 years
  • One-time commission - 1,99%
  • Deposit-the deposit in UAH/USD/EUR (in the amount 10% bigger than the loan amount)
  • loan interest rate – depends on the rate under the deposit. 

the real annual rate from 16%. The actual value of the real annual interest rate on the loan  will depend on the individual conditions of lending (deposit rate,term, currency).


Currency


UAH
USD/EUR

The interest rate

Deposit interest rate + 5% fixed
the Deposit Rate in local currency + 6% fixed

Offer for B&W clients

Deposit interest rate + 4% fixed
the Deposit Rate in local currency + 5% fixed

One-time commission for provision of the loan

0%
0%

Life insurance of the borrower (one-time)

1,99%
1,99%

Repayment schedule

standard/annuity*
standard/annuity*


* if the loan is issued for 1 year period, it is possible to choose the repayment schedule of the loan at the end of the loan term.

Calculator calculates the cost of loan