Your optimal solution
Optional early withdrawal
Yield payment at the end of the term
The minimum deposit amount is UAH 250 / USD 300 / EUR 300
You like to consider all pros and cons influencing your money and prefer to face your life emergencies with cash? Choose Pravex Standard Deposit and we offer you high interest rate with optional early withdrawal. It is the best option for the depositors, who are determined with the term of their deposit and get the best benefits from depositing their money.
Terms:
• Minimum deposit amount is UAH 250; USD 300; EUR 300
• The deposit placement term starts from 30 days in national currency and 90 days in foreign currency and is unlimited/unforeseen for all types of currencies.
• Available option for auto-extension
• Optional early withdrawal
Interest rates:
| Pravex Standard Yield is paid on the last day of the deposit | In national currency | In US Dollar | In Euro | |
The placement term, days | ≥ 30 та < 60 | 3,5% | - | - |
| ≥ 60 та < 90 | 4,5% | 0,01% | 0,01% | |
| ≥ 90 та < 180 | 5,5% | 0,01% | 0,01% | |
| ≥ 180 та < 365 | 3,5% | 0,01% | 0,01% | |
| ≥ 366 та < 543 | 4% | 0,01% | 0,01% | |
| ≥ 543 та < 730 | 3,5% | 0,01% | 0,01% | |
| ≥ 730 | 3,5% | 0,01% | 0,01% | |
- In case of early termination of the contract the interest rate in national currency is 2%, in US dollars is 0%, in euros is 0.00%
Warning!
1. The clients must be aware of untimely requests to the bank on their active deposit return. If the current/card account is expired or closed and the deposit money or the yield can not be transferred on it in accordance with the terms in the Application Form, the total amount of the deposit and the yield shall be transferred by the bank to the deposit account on demand with no client’s consent and/or the additional agreements/contracts.
2. The pre-term return of a bank deposit, which is return of the deposit before the date of return specified in the Application Form, is considered early return and is carried out on the basis of the Application for Early Return of Deposit submitted to the branch of the bank issued the Application Form. If the date of early return of the deposit falls on a holiday, weekend or non-working day, the bank fulfils its obligations to return the deposit and the yield on the next first business day (considering the duration of the transaction day) of the bank. The yield shall be paid on the date preceding the date of early return of the deposit.
In the case of early return of the deposit (All types of deposit the terms of which provide for the Client's right to early demand deposit) the yield shall be paid before the day that turns the day of return deposited before early return of the deposit (deposit) for this deposit product effective on the date of attachment or extension of the Application Form.
3. The deposit service can be extended automatically. The period of the deposit service is automatically extended if the extension option for the same period was specified in the contract when the deposit was placed, under the same conditions, except for the interest rate, which in case of automatic extension of the deposit is changed to the interest rate effective in the Bank on the day of extension (the last day of the deposit taking into account automatic extension) for this type of deposit.
Meanwhile, no additional application is required to the Application Form. Previously accrued yield is not subject to recalculation. Automatic extensions are unlimited, except for the cases provided by the Rules (contractual terms) of providing services on the terms of complex service for clients – individuals of PRAVEX BANK JSC.
In case of the client’s rejection for an automatic extension of the deposit (in accordance with the terms of the Agreement), except for the Pravex Non-Stop Deposit, or the decision of the authorized body of the Bank to suspend / refuse sale / extension of any type of the deposit (in accordance with the terms of the Agreement), upon the date of return the Bank shall return the deposit in non-cash to the Current / Card account specified by the Client in the Application Form, except for the Non-Stop deposit.
The Non-Stop deposit is extended on the 1st day of each calendar month, in case if no Client’s rejection follows. If the date of return of the deposit falls on a day off, non-working or holiday, the return of the deposit is made on the first working day following the day off, non-working or holiday, with no charge for overdue.
4. The Bank is prohibited from offering the Client to purchase any products or services from the bank or a related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services);
5. The Bank shall not have the right to make changes to the contracts signed with clients unilaterally, unless otherwise provided by the agreement or the law;
6. The client may reject to receive advertising letters via online channels.
