Servicesfor individuals
Pension program
You do not have to queue on at the post-office or to wait for your pension at home for the whole day — we offer you to receive pension at PRAVEX-BANK. You have just to address the Bank and you will be able to receive pension at any time and any point of Ukraine.
all services↓also in section
Credits
- Accommodation on credit
- Car loan
- Consumer credit
- Credit against deposits
- Crediting under pledge of property
- Plastic card credit limit
- Property to be sold
Credits
For individuals
Accommodation on credit
Pravex-Bank was the first bank in Ukraine that issued a mortgage credit and we understand that accommodation purchase is just the first step. That is why PRAVEX-BANK provides "Installment" credit card free of charge.
It gives you opportunity to equip new apartments without break of regular way of life.
We offer you:
- Conditions of flats purchase crediting;
- Conditions of private houses purchase crediting;
- Conditions of industrial premises purchase crediting;
Advantages of drawing up a credit for accommodation purchase in Pravex-Bank:
- Opportunity to repay a credit both on standard and annuity schedules;
- Competitive conditions of crediting;
- You can always count on individual approach;
- While taking decision about credit issue both official and non-official incomes are taken into account;
- Prompt decision making about credit issue (3 bank days since the moment of providing by the client of a complete set of documents to the bank);
- Absence of commissions while credit paying off;
- Absence of penalty provisions at preterm credit repayment;
- Interests accrual on credit is performed on residual indebtedness;
- Possibility to pay off a credit in any of more than 595 branches and outlets of the Bank all over Ukraine;
- High privacy of information, provided by clients.
•Crediting conditions for flats purchase:
In national currency (UAH)
| Credit amount | Interest rate on classical conditions | Downpayment | Crediting period |
|---|---|---|---|
| Up to 500 000 | 27.99% of annuals | 20% | 25 years |
| From 500 001 to 1 000 000 | 20 years | ||
| From 1 000 001 to 2 500 000 | In accordance with credit committee decision but not less than 27.99% | 30% | 20 years |
| More than 2 500 000 | - | - | - |
•Crediting conditions for private houses purchase:
PRAVEX-BANK provides credits for purchase of private houses with privatized and non-privatized ground area.
In national currency
| Credit amount | Interest rate on classical conditions | Interest rate on classical conditions | Downpayment | Crediting period |
|---|---|---|---|---|
| To 1 000 000 | 27.99 % of annuals | 30% | * | |
| From 1 000 001 to 2 500 000 | In accordance with credit committee decision but not less than 27.99% | |||
| More than 2 500 000 | - | - | - |
- Crediting terms:
| Terms | Locality |
|---|---|
| Up to 25 yeras | Kyiv, Kyiv reg. (Boryspil (Boryspil region), Boyarka, Brovary (Brovary region), Bucha, Vasylkiv, Vyshneve, Vorzel, Vyshgorod (Vyshgorod region), Glevakha, Irpin (Irpin region); Obukhiv, Kozyn, Ukrayinka) |
| Up to 15 years | In all other, not mentioned above, localities. |
•Crediting term for industrial premises purchase :
| Interest rate*** | downpayment | Period** | ||
|---|---|---|---|---|
| In USD | In EUR | In UAH | ||
| - | - | - | - | - |
** - Crediting period can be increased in individual cases in accordance with Credit committee decision.
*** - Interest rate lower of approved level can be set in individual cases (under condition of rendering services to client in Bank, as legal entity, depending on Bank's commission income) - in accordance with Credit committee decision.
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