Servicesfor individuals
Pension program
You do not have to queue on at the post-office or to wait for your pension at home for the whole day — we offer you to receive pension at PRAVEX-BANK. You have just to address the Bank and you will be able to receive pension at any time and any point of Ukraine.
all services↓also in section
Credits
- Accommodation on credit
- Car loan
- Consumer credit
- Credit against deposits
- Crediting under pledge of property
- Plastic card credit limit
- Property to be sold
Credits
For individuals
Car loan
- Standard conditions for credit arrangement for new cars purchase
- Conditions of credit providing for used car purchase
- Necessary documents
- Partner car dealers
- The Rates of the Bank while drawing up the credit for the car purchase
PRAVEX-BANK provides its clients with an opportunity to choose the most appropriate programme of car loan:
•Cooperation with PRAVEX-BANK under car loan programme has a series of considerable advantages:
- Ever competitive conditions of car purchase in credit;
- Strict privacy: while considering the question of car loan granting, we take into account both direct and indirect sources of client's income. Information provided by the client is not disclaimed;
- Possibility to draw up a credit to cover additional costs while getting a car in credit by drawing up a credit card with credit limit;
- Quick consideration of credit applications for getting a car loan;
- Possibility to repay indebtedness under car loan at any of 595 bank's branches throughout Ukraine;
- Absence of additional fees in case of advanced repayment of car loan;
- Possibility to choose the scheme of credit paying off: standard scheme of paying off (interests accrual on credit is performed on final indebtedness) or annuity scheme of paying off (monthly payments performed by equal instalments);
- You can always rely on individual approach regardless of official income.
PRAVEX-BANK's clients can get a loan for purchase of a car of domestic or foreign manufacture at any car dealer in Ukraine.
•What you need for credit obtaining:
- To submit all necessary documents to any PRAVEX-BANK branch;
- After approval on credit issuance, granted by the Crediting Committee, to enter into an agreement of purchase-sale with the a car dealer and pay the first instalment for the car (if applicable);
- To draw a permanent vehicle registration certificate in State Auto Inspection authorities;
- To conclude a loan agreement and car pledge agreement;
- To conclude a car insurance agreement with agreed by the Bank insurance company:
- Insurance company "Pravex-Insurance" Public joint-stock company
- Ukrainian insurance company "General Garant" Public joint-stock company
- Insurance company "Krayina" Public joint-stock company
- "Insurance group "TAS" Closed joint-stock company
- Joint-stock insurance company "AIS-POLIS"
- Insurance company "VUSO" Closed joint-stock company
- Insurance company "PZU Ukraine" Public joint-stock company
- National joint-stock insurance company "ORANTA"
- Insurance company "AXA Insurance" Closed joint-stock company