Loans

Documents on the collateral/mortgage object ensuring liabilities fulfillment on loan agreement:

3.1. Collateral in the form of real estate property:

• legislative documents proving ownership of collateral by mortgagor, duly registered in the Bureau of Technical Inventory (hereinafter referred to as - BTI)*;
• report from Evaluation Entity accredited by the Bank on independent expert evaluation of real estate object*;
• state act which confirms ownership on the land or the right to use land or other document that confirms the status of land user*;
• extracts from the State Register of ownership of real estate property or BTI certificate (for Kyiv) *;
• Inventory file or technical passport for the building (construction)*;
• certificate of the Company as regards encumbrance of collateral object by rent, leasing or other liabilities (it is necessary to provide relevant agreements if any).

3.2. Collateral as a flat / dwelling house (the following documents shall be provided additionally):

• legislative documents proving ownership of collateral by mortgagor, duly registered in the BTI and ownership of land (if any) *;
• report from Evaluation Entity accredited by the Bank on independent expert evaluation of real estate object*;
• extract from the State Register of ownership of real estate property or BTI certificate (for Kyiv) *;
• Inventory file or technical passport for the flat (house)*;
• Utility Administration certificate (Form 3) about persons registered in the flat (or house register - if housing estate shall be mortgaged);

3.3. Collateral in the form of land:

• state act proving the ownership of land or other document proving ownership;
• extract from the State Automated System of state land cadastre;
• servitude certificate*;
• act of pecuniary valuation of land *;
• report from Evaluation Entity accredited by the Bank on independent expert evaluation of land*;
• BTI (or local government institutions) certificate on presence / absence of buildings on the land *.

3.4. Collateral as goods in turnover or processing:

• warehouse certificates on goods in terms of name, quantity, value as of the date stipulated by the collateral agreement;
• itemization of balance sheet item that reflects goods in terms of name, quantity, unit price, book value.

3.5. Collateral as equipment:

• statement on balance sheet items of the Company that reflects collateral property in accounting*;

3.6. Collateral as vehicles:

• vehicle registration certificate *;
• purchase agreement or other document confirming ownership of the vehicle *;

3.7. Collateral in the form of property rights on deposit:

• Deposit agreement with "Pravex-Bank" PJSCCB.

3.8. Other documents:

• report from Evaluation Entity accredited by the Bank on independent expert evaluation of collateral object (if any). In some cases report from Evaluation Entities not accredited by the Bank can be provided as well.
• Pictures of the object, which is going to be provided as collateral for the Bank to ensure loan liabilities fulfillment and (if required) other objects characterizing client's business.

* - Documents shall be provided in original / copy certified by an authorized bank employee / copy certified by signature of the authorized person of the company and seal of the Company.

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