Goods and Services in Installments

1. I want to buy goods in installments in Kyiv where I live and work utilizing services of your Bank, but I am registered in Dnipropetrovsk, so can I arrange for an installment plan in Kyiv?
2. Can I repay my consumer loan in non-cash form?
3. Can I prepay my loan? What commission fee is charged by the Bank in such a case?
4. Will the approximate loan repayment schedule be changed in the event of partial prepayment of the loan and/or interest?

•I want to buy goods in installments in Kyiv where I live and work utilizing services of your Bank, but I am registered in Dnipropetrovsk, so can I arrange for an installment plan in Kyiv?

To obtain a loan in Pravex-Bank PJSCCB to purchase consumer goods, the availability of residency registration in Kyiv is not a mandatory requirement. Please also note that currently to arrange for such loan, it will be sufficient for a client to have in his/her passport a stamp of valid residency registration on the territory of Ukraine.

•Can I repay my consumer loan in non-cash form?

Pursuant to the terms and conditions of the consumer lending program of Pravex-Bank PJSCCB, repayment of any consumer loan can be made in any outlet or branch of Pravex-Bank PJSCCB both by the payment of cash funds via a cash department and in non-cash form from a personal current account opened with this outlet or branch of the Bank.

•Can I prepay my loan? What commission fee is charged by the Bank in such a case?

You are entitled to prepay your loan both in full and in part without any additional commission fee charged.

•Will the approximate loan repayment schedule be changed in the event of partial prepayment of the loan and/or interest?

In the event of partial prepayment of the loan and/or interest thereon, a new approximate repayment schedule is not issued, in which case the interest is accrued on the balance of debt under the loan and, accordingly, in a lesser amount.

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