«Instalment-Econom»

Credit card “Instalment-Econom” is card for optimal solution of your financial problems! Advantageously, quickly and accessibly! Always be sure of your financial possibilities while paying for your purchases at the expense of credit means or withdraw cash in ATMs!

•Card privileges:

• The card is issued instantly with minimum packet of documents being available;
• You can decide individually when to use the credit - under any unforeseen circumstances it is possible to use credit limit which is available 7-by-24;
• Absence of initial expenses for drawing up, setting of limit and unblocking of the card, the card is drawn up FREE OF CHARGE!
• Possibility to pay for goods at any shop equipped with POS-terminal throughout Ukraine;
• Possibility to get cash at any ATM throughout Ukraine (united banking network of the Bank comprises 3,327 ATMs);
• Convenience of use - you can pay for goods with your card and afterwards repay gradually the debt;
• Possibility to use the card repeatedly - repaid portion of credit becomes available and can be once more used! Revolving scheme of crediting is put into operation (with automatically renewed credit while debt repaying);
• There is no necessity to draw up the credit every time, it is sufficient to draw it up just once with a card with required credit limit and use credit means every time when it is necessary;
• Possibility to get discount up to 35% while paying with the card in more than 5500 shops - Bank's partners on discount program;
• Possibility to get a discount amounting to 6% in case of repeated application for credit drawing up, drawing up a card while issuing or repaying consumer credit which has been drawn up earlier;
• Possibility to use round-the-clock and free of charge services of Bank's Call Centre;
• Possibility to transfer monetary funds from card into card via ATM as well as to recharge mobile phone account;
• To get on mobile phone sms via sms-banking service containing data on card balance, funds available on the card, transactions performed on the card;
• Possibility to enter own funds into credit card and to use it as a debit card by paying for goods in shops and by getting cash in ATMs instead of proper funds;
• Cash assets loss minimizing - if the card is lost or stolen, it is sufficient only to block card account by contacting Bank's Call Centre;
• Excluding inconveniences connected with the necessity to constantly carry cash and big sums of money in case of emergency;
• Possibility to draw up a credit without leaving the house or the office (with Bank's employee coming to your place );
• Possibility to get discount on interest rate for credit limit use in case you are taking part in "Installment-Economy for friends" program;
• Possibility to get preliminary decision about card issuance by sending your passport Nr.and series as well as ID at: +380675485775.

Special offer "Installment-Econom" card drawing up

•Necessary documents:

• Passport of citizen of Ukraine (registration in Ukraine, photo at 25 years old, 45 years old);
• ID certificate on identification number appropriation issued by Tax Administration (original).

Clients that have never drawn up consumer credit in PRAVEX-BANK earlier and want to draw up credit card should provide income certificate for the last 6 months.

•Crediting conditions:

• Card drawing up and credit limit setting - free of charge!
• Credit limit validity term - 24 months;
• Crediting currency - UAH;
• Interest rate - 0,1 % per day;
• Credit amount - up to UAH 25,000;
• Repayment - monthly 5% from debt amount;
• Bank's commissions for settlement service - 1% monthly from used means;
• Payment for cashing funds is absent;
• Payment for cashless settlements in trade network is absent.

Any other supplementary information on "Installment-econom" credit card you can get by contacting our banks employees

Also see the terms of card accounts maintaining terms and conditions of payment cards use .

These terms can be changed by the Bank. More detailed information on forms of crediting you can obtain by phone at Bank's call centre: 8 - 044- 201-16-61, 8-800-500-45-00 (free of charge all over Ukraine from fixed phones).