Visa Business Electron International
Visa Business Electron International is the most popular corporate card in Ukraine
Card account may be opened in UAH, EUR, USD, UAH (international card).
This card allows you to withdraw cash and make settlements in all trade outlets that accept Visa plastic cards; also this will testify to the high management level in your company.
Advantages.
- Saving time of accountants, cashiers for receiving cash in the bank, its calculation, and employees - for receiving money.
- Great savings for the entity for cash issue (30% saving for bank fee payment for cash issue in UAH in comparison with cheque book (bank fee for cheque cash issue is 1%, and for plastic card cash issue - 0.7%).
- Acceleration of the business trip arrangement procedure, which is especially important for urgent trips.
- There's no need to issue cash to be accounted for with cash documents execution that provides simplification and acceleration of the procedure.
- Possibility to credit card while an employee is on a business trip (for example, if the employee has run out of funds on the business trip).
- Enhanced control over employees' expenditures (getting the information on the time and place of expenses by receiving a card account statement or mobile phone notification (SMS-banking).
- Enhanced reliability of keeping the funds to be accounted for - your funds are almost completely protected from loss or theft. If the card is stolen, it may be immediately blocked by one call to the Customer Care service. There are no risks connected with cash keeping and transportation.
- Enhanced confidentiality of the daily allowance, representative and other expenses to be accounted for.
- Improvement of the company image to employees and partners.
- Discounts up to 30% in the PRAVEX CARD discount system.
- Ranging of the card types depending on the employee's position.
- Carrying out urgent acquisition of goods and payment for services (for example, very important partners visited your enterprise. During the negotiations it came out that your accountant is not present in the office (came to the bank), thus, the persons authorized to sign the documents to be accounted for are not present. In this situation, the office manager may pay on his own by corporate card for a dinner in the restaurant. So you need not get distracted by irrelevant things. At that, we should emphasize, that while receiving cash from the bank, you must pay a 1% transaction fee. If you pay for a dinner by corporate card, you don't have to pay the fee. If the restaurant is a PRAVEX-BANK partner on the PRAVEX CARD, you may receive a discount of 3 to 30 percent. Thus, the corporate card is not only a convenient means of payment, but also allows saving your money).
- Cognition comes through comparison: remember how many cheques are spoiled in the cheque book while receiving cash... If you use a corporate card instead of the cheque book, you avoid many red-tape formalities and limitations ("quality signature" comparison, correct filling in of the cheque: points, commas, capital letter, symbols, etc.)
Additional advantages for economic entities.
- The possibility of carrying out settlements by corporate card account (2605), without using current account (2600), as this card account may be credited:
- in cash through the Bank cash offices. With this purpose you or a third party needs to apply to any nearest PRAVEX-BANK outlet;
- by transferring money from other own accounts either in PRAVEX-BANK or in other banks;
- other individuals and legal entities may pay directly for goods, works, services with you by transferring funds directly onto your account; that is, now you can indicate your card account number (2605), and not the current one (2600) in the sale and purchase or services agreements
- Economic entities customers may receive net profit transferred from their own current account (2600).
- The possibility of signing a trust agreement whereby the bank shall on its own transfer from the current account onto the card one any amount specified in the agreement.
Card transactions:
- use in all trade and service outlets with a Visa Electron logo;
- cash withdrawal in an ATM with a Visa Electron logo;
- balance check through a PRAVEX-BANK or other bank ATM with a Visa Electron logo.
ПРАВЭКС БАНК предлагает
кредитные карты